Every small business owner knows that cash flow is the key to keeping their business running smoothly. The problem has always been how to get that cash flow flowing. Larger companies will take 30, 60, even 90 days to pay their bills. While this model works for larger companies, it can put a small business out of business. Most businesses are able to survive with decent cash flow, but what could you do with a steady source of cash flow? Most small business owners for one reason or another are not able to use traditional bank financing and must look for alternative sources of cash flow. One of the best kept secrets for small business owners is the use of their receivables as a means of generating consistent and steady cash flow.

Factoring, as it is traditionally known, is one of the best kept secrets to increase business cash flow. Factoring is not a loan, rather a buy/sell agreement between two parties; the factoring company and you. The factoring company works with you to purchase your receivables; thus providing your business with the immediate use of the funds rather than waiting over 30 days to get paid from your customers. The factor will then work the invoices through the payment cycle to receive payment from your customers. Funds provided by factoring can be used for any aspect of running your business. Here are just a few examples of how factoring can help run your business:

A. Take advantage of discounts with vendors by paying on-time
B. Easily make weekly payroll and IRS tax payments
C. Marketing for new business and client retention
D. Provide better employee benefits and employee retention

Although invoice factoring can appear to cost more on the surface than traditional bank financing, the benefits greatly outweigh the costs. Factoring your receivables will not only provide you with greater cash flow, but will also allow your company to achieve steady growth in any financial market. The table below shows the benefits of factoring.
Without Factoring With Factoring

Accounts Receivable Funding Corporation is a leader in the receivable financing industry. With over 70 years of factoring experience, ARFC has the knowledge to help your business grow and prosper. A family owned and operated business, ARFC has assembled a top notch team of professionals that will work with you in every aspect of running your business. We provide professional account management with secure online account access. Our account executives are trained to work with a variety of businesses and have the knowledge to help you succeed.

For more information, please feel free to contact Ira Rozen toll free at 1-888-661-1717, via email at irozen@arfc.com or on our website at http://www.arfc.com